THE AI CLAIM ENGINE

AI that catches errors before they cost you.

Machine learning trained on payer rules and denial patterns, verified by certified billing experts on every high-stakes decision.

THE AI CLAIM ENGINE

Four stages. One clean claim.

Every claim runs the same path. AI does the repetitive checks; a certified coder makes the judgment calls.

01

Verify

Real-time eligibility & benefits checks stop front-end rejections before the visit.

02

Scrub

AI validates ICD-10, CPT & CDT codes, modifiers and payer rules on every claim.

03

Predict

Machine learning flags high-risk claims and auto-corrects them before submission.

04

Collect

Clean claims submit same-day; AI chases AR by recovery probability first.

SEE IT RUN

What happens to a claim, in real time.

A single claim, from the moment it's created to the moment it's paid.

🤖 Sterling AI Claim EngineProcessing claim #SG-48120 ACTIVE
Clean claim rate
0%
Denial rate
0%
Days in AR
0
Eligibility verifiedAetna · coverage active on date of service0.2s
Codes scrubbedCPT 96413 · modifier 59 required → added1.1s
Denial risk scored4.2% after correction · below threshold0.6s
Coder verified & submittedCertified coder signed off · sent to clearinghouse0.3s
Clean claim probability98.2%
UNDER THE HOOD

How the AI actually works.

Most billing companies say "AI-powered" and stop there. Here's what's actually running, in plain language.

01Rules engine

A maintained database of payer-specific edits: every CPT/ICD pairing, modifier requirement, frequency limit and medical-necessity rule, per payer. This is not AI. It's a lookup, and it catches the majority of errors.

deterministic · no guessing
02Denial prediction model

A classifier trained on historical claim outcomes. It scores each claim's likelihood of denial based on features the rules engine can't see: payer behaviour patterns, claim shape, documentation signals, prior denials for similar claims.

machine learning · probabilistic
03Language models (LLMs)

Used for one job: reading clinical documentation and flagging whether it supports the level of service billed. An LLM is good at "does this note justify a 99214?" It is not allowed to choose the code.

assistive only · never final
04AR prioritisation

Every open claim is scored on value × recovery probability. Your staff hours go to the claims most likely to actually pay, instead of working the oldest first.

expected-value ranking
05Certified human review

Anything ambiguous, high-dollar, or flagged-but-unresolved goes to a certified coder. Every appeal is written by a person. No claim leaves Sterling without a human accountable for it.

the final gate
06Feedback loop

Every denial that does get through is root-caused and fed back in. The rules table gets updated; the model gets retrained. The system gets measurably better at your payers over time.

compounds monthly
What AI does not do here

It does not diagnose. It does not decide medical necessity. It does not send an appeal without a person reading it. And it does not touch your PHI outside an encrypted, access-logged environment covered by our BAA. Anyone promising more than that is overselling.

CAPABILITIES

What the AI actually does.

🧠

AI Claim Scrubbing

Every claim checked against coding rules, modifiers and payer-specific requirements before submission.

🔮

Denial Prediction

Models trained on payer behavior flag high-risk claims before they are ever sent.

🔁

Auto-Correction

Common errors (modifiers, eligibility mismatches, coding conflicts) fixed automatically.

📊

Smart AR Prioritization

Accounts receivable worked by recovery probability, not just by age.

Real-Time Dashboards

Collections, denials, AR aging and payer mix, visible any time, not just monthly.

🔌

Universal Integration

Works inside 20+ EHR, EMR and PMS systems, plus every major clearinghouse.

WHERE THE LINE IS

AI does the repetition. Humans make the calls.

We're specific about this, because "AI-powered" means nothing if nobody tells you what the AI is actually allowed to do.

🤖The AI handles
Checking every code against current ICD-10 / CPT / CDT sets
Cross-referencing payer-specific rules and edits
Running eligibility and benefits checks
Scoring denial risk on every claim before submission
Auto-correcting known, unambiguous errors
Ranking AR by likelihood of recovery
👤A certified coder handles
Final code selection where documentation is ambiguous
Medical-necessity judgment calls
Every appeal letter and payer escalation
Anything the AI flags but can't resolve confidently
Reviewing all high-dollar and high-risk claims
Your account relationship, end to end

No claim leaves Sterling without a human being accountable for it.

AI + HIPAA

Automation that respects PHI.

Using AI on healthcare data raises fair questions. Here's our answer: PHI is encrypted, access is role-restricted and logged, and our team is HIPAA-certified.

We are also transparent about where PHI is processed. See our HIPAA Compliance page for the full picture.

AI safeguards

PHI encrypted in transit and at rest
Your data is never sold or shared
Every PHI access logged and attributable
Signed BAA covering our entire team

Ready to see it on your own claims?

Book a free, zero-risk pilot audit. No setup fees, no long-term contract.

Book a Free Pilot → Contact Us
🤖Sterling AI AgentOnline · instant answers